The money laundering process can be divided into three sequential stages:
• Placement. At this stage, the funds are turned into financial instruments, such as checks, bank accounts, and money transfers, or they can be used to buy high-value goods that can be resold. They can also be physically deposited in banks and non-bank institutions (eg exchange houses). To avoid suspicion on the part of the company, the bleach can also make several deposits instead of depositing the entire sum at once, this form of placement is called smurf.
• Layers. The funds are transferred or moved to other accounts and other financial instruments. It is done to disguise the origin and interrupt the indication of the entity that carried out the multiple financial transactions. Moving funds and changing their form makes it difficult to track the money that is being laundered.
•Integration. The funds are re-circulated as legitimate to purchase goods and services.
Pochtoy.com LLC adheres to the principles of Anti-Money Laundering and actively prevents any action that targets or facilitates the legalization process of illegally obtained funds. The AML policy means preventing the use of the company's services by criminals, with the objective of money laundering, terrorist financing or other criminal activity.
To prevent money laundering, Pochtoy.com LLC does not accept or pay in cash under any circumstances. The company reserves the right to suspend any client's operation, which may be considered illegal or, in the staff's opinion, related to money laundering.